> For the complete documentation index, see [llms.txt](https://docs.open-bank.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.open-bank.org/termsnprotocols/social-credits-e-wallet/e-wallet.md).

# E Wallet

### Social credits Value transfer mechanism 

Social Credit Inventory - Fi

Social Credit line - CL

Account A - a

Account B - b<br>

<table><thead><tr><th valign="top">Event </th><th valign="top">Sr No.</th><th valign="top">Txn Fees</th><th valign="top">Cr/Db</th></tr></thead><tbody><tr><td valign="top"></td><td valign="top"> </td><td valign="top">Txn fuel (Y/N) n externalTDR</td><td valign="top"><br></td></tr><tr><td valign="top">Funding Partner/Donor</td><td valign="top"><br></td><td valign="top"><br></td><td valign="top">nCL nFi</td></tr><tr><td valign="top">Initial Credit Limit</td><td valign="top">0</td><td valign="top"><br></td><td valign="top">+CL -Fi</td></tr><tr><td valign="top">Top up </td><td valign="top">1</td><td valign="top">N, 1.5% + 1.80kr</td><td valign="top">+CL - Fi</td></tr><tr><td valign="top">Payout(Withdraw after receiving transfer contract)</td><td valign="top">2.1</td><td valign="top">N,</td><td valign="top">-CL - Fi</td></tr><tr><td valign="top">Withdraw after getting +CL from treasury except transfer contract</td><td valign="top">2.2</td><td valign="top">N, 1% </td><td valign="top">-CL -Fi</td></tr><tr><td valign="top">Collections</td><td valign="top">3</td><td valign="top">N, 1.5% + 1.80kr</td><td valign="top">+CL +Fi</td></tr><tr><td valign="top">Sending infra transfer contract</td><td valign="top">4</td><td valign="top">Y, x</td><td valign="top">-CL 0 Fi</td></tr><tr><td valign="top">Receiving intra transfer contract</td><td valign="top">4</td><td valign="top">Y, x</td><td valign="top">+CL 0 Fi</td></tr></tbody></table>

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{% hint style="info" %}
Also read more: Digital Service credits, Alternative Financial Service Subscription, Social credits Inventory lease contract&#x20;
{% endhint %}

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