> For the complete documentation index, see [llms.txt](https://docs.open-bank.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.open-bank.org/merchant-account/buyer-memo.md). # Buyer Memo In the My Accounts section, select Your Invoices. Here, in addition to any other service request invoice, you can view and manage all the invoices attached to your account. The document listed also shows the payment status of the document, whether the invoice requires you to pay. In the case of member accounts and for invoices, where they have opted for Auto Debit from their bank accounts in local currency, the invoice payments are auto-collected and, therefore, don't require any action by the member. These are the treasury's auto actions and are only manually reviewed when the transaction event is flagged.

In the Invoices section, a merchant can see their Credit Line drawdown and also the status of fund disbursal of the drawdown. If a merchant availed credit line and payment obligations are due, then the merchant can see any credit memos in the same section. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation by asking a question. Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters: ``` GET https://docs.open-bank.org/merchant-account/buyer-memo.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.