> For the complete documentation index, see [llms.txt](https://docs.open-bank.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.open-bank.org/merchant-account/buyer-memo.md).
# Buyer Memo
In the My Accounts section, select Your Invoices.
Here, in addition to any other service request invoice, you can view and manage all the invoices attached to your account.
The document listed also shows the payment status of the document, whether the invoice requires you to pay.
In the case of member accounts and for invoices, where they have opted for Auto Debit from their bank accounts in local currency, the invoice payments are auto-collected and, therefore, don't require any action by the member.
These are the treasury's auto actions and are only manually reviewed when the transaction event is flagged.
Select Invoices to view your invoices
Example Pay Obligations
In the Invoices section, a merchant can see their Credit Line drawdown and also the status of fund disbursal of the drawdown.
If a merchant availed credit line and payment obligations are due, then the merchant can see any credit memos in the same section.
---
# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.
## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.
Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:
```
GET https://docs.open-bank.org/merchant-account/buyer-memo.md?ask=&goal=
```
`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.
Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.